The HSA Plan has an annual deductible. The plan lets you open and deposit money, tax free, into a personal bank account called a health savings account, or HSA. You can use the money to pay for qualified medical expenses, including your annual deductible, or save it for future expenses, even for retirement. The HSA also has tax benefits. In this plan, you can see any doctor, including specialists, hospital or pharmacy in our national network. You don’t need referrals and you don’t need to choose a primary care physician. If you choose to receive care outside of our network, we have you covered but your costs may be higher.
Optum Bank, is one of the nation’s leading HSA custodians. Only Optum Bank gives you the convenience of managing your HSA dollars through your health plan website – myuhc.com.
You save money when you use our network.
Preventive care is covered 100 percent in our network.
You have prescription coverage through OptumRx.
Members under the age of 5 have coverage for a routine vision exam.
See your benefit plan documents for all of the coverage details.
|Annual HSA Contribution|
|Office / Doctor visit||80%||80%|
|Urgent care visit||80%||80%|
|Well-child visits||100%||Not Covered|
|Annual adult physical||100%||Not Covered|